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SBA Loans

Temporary fee reductions through the Economic Aid Act.  From `December 27, 2020 through September 30, 2021, for all 7(a) loans for which an application is approved the SBA Guaranty Fee is reduced to zero, subject to the availability of funds.  

SBA 7(a) Program

The SBA 7(a) Programs basic uses include construction of a new building or renovation of an existing building, establishing a new business, long and short term working capital, purchase of equipment, machinery, furniture, supplies, materials and fixtures.  Funds may also be used for the purchase of real estate, including land and buildings.  The maximum loan amount is up to $5 million.  

SBA 504 Program

The 504 Program is designed to help small businesses with growth and job creation using a range of assets which includes the improvement or modernization of land, utilities, parking lots, landscaping, streets, and existing facilities.  Loan funds can also be used in the purchase or construction of existing buildings or land, new facilities and long-term machinery and equipment.  The SBA 504 loan cannot be used for working capital or inventory, consolidating, repaying or refinancing debt or speculation or investment in rental real estate.  

SBA Express Program

Provides long-term working capital for purchasing inventory, and other operational expenses and accounts payable. May also be used for purchasing real estate, covering construction and/or renovation costs and more.

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Business Loans

We can help you find the support your business needs to open its doors.