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Current Rates

Current as of July 15, 2019
ACCOUNTMINIMUM BALANCE REQUIREDINTEREST RATEANNUAL PERCENTAGE YIELD
3 Month CD$1,000.000.50%0.50%
6 Month CD$1,000.000.75%0.75%
9 Month CD$500.000.85%0.85%
12 Month CD$500.001.45%1.46%
18 Month CD$500.001.55%1.56%
24 Month CD$500.001.55%1.56%
30 Month CD$500.001.75%1.76%
36 Month CD
(Step up Rate)
$10,000.001.95%1.96%
60 Month CD***
$10,000.002.40%2.41%
Graduate CD
(18 Yrs & Younger)
$25.004.00%4.00%
2 Year Variable Rate IRA$25.001.50%1.51%
1 Year Fixed Rate IRA$25.001.75%1.76%
Education IRA$25.001.50%1.50%
Statement & Christmas Savings Accounts$10.00*0.15%0.15%
Hometown Interest Now Checking Accounts$1,000.00**0.10%0.10%
Money Market AccountUp to $999.990.15%0.15%

$1,000.00 - $24,999.990.25%0.25%

$25,000 - $149,999.990.50%0.50%

$150,000 - $249,999.991.00%1.00%

$250,000 and above1.35%1.35%
*12 free debits per quarter. $0.50 per additional withdrawal.
**If balance falls below $1,000.00, a $10.00 fee is charged.
***Requires a Citizens National Bank Deposit Account
Fee charged may affect the rate and annual percentage yield.
Fees could reduce the earnings on the account.
Interest rate and annual percentage yields may change without notice.
For current rate information call (218) 732-3393.