Our Rates

Product Rate APR
15 Yr. Fixed 4.150% 4.302
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Product Rate APR
24 Month ($500 Min.) 0.75% 0.75%
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Product Rate APR
Hometown Interest Checking 0.05% 0.05%
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Online Banking

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Banking online is Free, Easy and Safe!

Online banking is one of the most convenient ways to access your accounts.  It is also protected by very sophisticated, fail-safe security measures designed to protect your assets and ours.  All your transactions occur in a secure environment utilizing 128-bit encryption.  That means your password, as well as information relating to you and your accounts, is protected.









Benefits of Online Banking:

  • Convenient location - You can bank from home, or anywhere you can get internet access
  • Convenient hours Available 24 hours a day, 7 days a week
  • View account information including: balances, deposits, withdrawals, checks cleared, loan payments and interest earned
  • View and print images of your checks and deposits
  • Transfer funds between your accounts here at Citizens National Bank
  • Make CNB loan payments and view the breakdown of principal and interest for each payment
  • Download account history into a personal finance program such as QuickBooks or MS Money


Click here to enroll today!


Forgot your password?  No problem!

Call Bookkeeping at (218) 732-0263 or the bank receptionist at (218) 732-3393.