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Online Banking

Online Banking

Banking online is Free, Easy and Safe.  Online banking is one of the most convenient ways to access your accounts, it is also protected by very sophisticated, fail-safe security measures designed to protect your assets and ours. All your transactions occur in a secure environment utilizing 128-bit encryption. That means your password, as well as information relating to you and your accounts, is protected.

  • Convenient LOCATION: It’s like having a bank branch in your own home (or wherever you can get the internet)
  • Convenient HOURS: available 24 hours a day, 7 days a week.
  • View account information including: balances, deposits, withdrawals, checks cleared, loan payments and interest earned.
  • View and print images of your checks and deposits.
  • Transfer funds between your accounts at Citizens National Bank.
  • Make loan payments and view the breakdown of principal and interest for each payment.
  • Download account history into a personal finance program such as QuickBooks or MS Money.


Bill Payment

Paying your bills has never been easier.  No more stamps or envelopes.  No more writing checks to drop in the mail.  Paying bills online is safe, fast and a convenient way to manage your finances.  You’re the one who is in control of the payment.  You decide when, how much, and to whom you pay your bills.

  • Pay bills electronically to both national and local vendors.
  • Pay any bill you normally pay by check with just a few clicks.
  • Set up ongoing payments for your car loan, home loan, telephone, cable, utility or other bills.
  • Monthly Fee is $5.00 for up to 10 transactions plus .40 per transaction over 10.
  • Try it for six months free.
  • Open a Hometown Club checking account and your bill payment fee will be waived.

Become an Online Banking and Bill Payment Customer Today!
Sign up today by calling 218-732-3393 or email

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NOTICE: Citizens National Bank is not responsible for and has no control over the subject matter, content, information,
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