Our Rates

Product Rate APR
15 Yr. Fixed 3.900%


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Product Rate APR
24 Month ($500 Min.) 0.75% 0.75%
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Product Rate APR
Hometown Interest Checking 0.05% 0.05%
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Payment Options

  • Debit / Credit Cards 
    Please call (218) 732-3393 to make payment.

  • Transfer funds from your CNB checking or savings account.
    To make payment, please log into your online banking.  If you need to set up your online account ENROLL NOW.
  • Mail Check & Loan Payment Coupon to:
    Citizens National Bank
    Attn: Loan Servicing Dept.
    300 1st St. West
    PO Box 231
    Park Rapids, MN 56470

    To set up a recurring payment, please contact our Loan Servicing Department at (218) 732-3393.