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HSAs

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HEALTH SAVINGS ACCOUNT

A Health Savings Account (HSA) is a tax-exempt trust or custodial account established exclusively for the purpose of paying or reimbursing qualified medical expenses for individuals with high deductible health plans. The funds can be used for your personal qualified medical expenses and those of your spouse and your dependents.

 

Requires an opening balance of $100

 

$2 monthly fee

 

Interest is calculated using the daily balance method and is credited to your account monthly

 

You are allowed 6 free debits per month; $0.50 per additional withdrawal

    

 

 

Minimum

Deductible

Maximum

Out-of-Pocket

Contribution

Limit

55+

Contribution

Single $1,300 $6,550 $3,400 $1,000
Family $2,600 $13,100 $6,750 $1,000