Online Banking

Our Rates

Product	Rate	APR
15 Yr. Fixed	4.150%	4.320%
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CDs

Product	Rate	APR
24 Month ($500 Min.)	0.75%	0.75%
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Deposit Accounts

Product	Rate	APR
Hometown Interest Checking	0.05%	0.05%
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Investment Services

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Hours & Locations

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Location:

Physical Address:
300 1^st Street West
Park Rapids, MN 56470

Mailing Address:
PO Box 231
Park Rapids, MN 56470

Banking Hours:

Bank Lobby

Monday-Thursday: 8:30 A.M. - 4:00 P.M.
Friday: 8:30 A.M. - 5:00 P.M.
Saturday: By Appointment

Drive-Up

Walk-Up

Monday-Friday: 7:30 A.M. - 5:00 P.M.
Saturday: 7:30 A.M. - 12:00 P.M.

Monday-Friday: 7:30 A.M. - 9:00 A.M.
Monday-Thursday: 4:00 P.M. - 5:00 P.M.
Saturday: 7:30 A.M. - 12:00 P.M.

ATM Locations:
Citizens National Bank (North Lobby & Drive-Up) 300 1st Street West Park Rapids, MN 56470 (Shazam Privileged Status)	St. Joseph's Area Health Services 600 Pleasant Avenue Park Rapids, MN 56470

Hugo's Family Marketplace Highway 71 Park Rapids, MN 56470

Citizens National Bank - 300 1st St. West, Park Rapids, MN 56470

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