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Product Rate APR
15 Yr. Fixed 3.125% 3.360%
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Product Rate APR
24 Month ($500 Min.) 0.75% 0.75%
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Product Rate APR
Hometown Interest Checking 0.05% 0.05%
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Current Rates

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INTEREST RATES AND ANNUAL PERCENTAGE YIELDS

Current as of April 18, 2014

ACCOUNT MINIMUM BALANCE REQUIRED INTEREST RATE ANNUAL PERCENTAGE YIELD
3 Month CD $1,000.00 0.20% 0.20%
6 Month CD $1,000.00 0.25% 0.25%
9 Month CD $500.00 0.30% 0.30%
12 Month CD $500.00 0.50% 0.50%
18 Month CD $500.00 0.65% 0.65%
24 Month CD $500.00 0.75% 0.75%
30 Month CD $500.00 0.85% 0.85%
60 Month CD*** $10,000.00 1.30% 1.31%
Graduate CD
(18 Yrs. & Younger)
$25.00
4.00% 4.00%
Traditional / Roth IRA $25.00 1.00% 1.00%
Education IRA $25.00 1.00% 1.00%

 

 

 

Statement & Christmas Savings Accounts $10.00* 0.10% 0.10%
Hometown Interest Now Checking Accounts $1,000.00** 0.05% 0.05%
Money Market Account

Up to $999.99

$1,000.00 - $24,999.99

$25,000.00 - $49,999.99

$50,000.00 - $99,999.99

$100,000.00 - $99,999,999,999.00

0.05%

0.15%

0.20%

0.30%

0.35%

0.05%

0.15%

0.20%

0.30%

0.35%

*12 free debits per quarter. $0.50 per additional withdrawal.
**If balance falls below $1,000.00, a $10.00 fee is charged.
***Requires a Citizens National Bank Deposit Account
Fee charged may affect the rate and annual percentage yield.
Fees could reduce the earnings on the account.
Interest rate and annual percentage yields may change without notice.
For current rate infomation call (218) 732-3393.