Welcome to Citizens National Bank

With a Citizens National Bank Credit Card you will get person to person service from your local hometown bank. The HometownCard with Worldwide Acceptance.

Visa Classic and Visa Gold
Visa Classic Card
Visa Gold Card
Business Visa Card
Contact our New Accounts Representatives

VISA CLASSIC AND VISA GOLD

All new customers have an introductory Annual Percentage Rate of 7.99% for one year. Thereafter, the APR will go to 14.90% for Visa Classic and 14.50% for Visa Gold.

Grace period for repayment	25 days
Annual Fee	None
Cash Advance/Balance Transfer fee	3% or $20 max.
Over-the-credit-limit fee	$20
Payments are due	25 days after stmt. date
Late Payment fee	$6.76 or 5% of payment due, whichever is greater
Payments made at CNB	Credited the same day
Return Check Fee	$20

VISA CLASSIC CARD

Annual Percentage Rate for one year..........................................7.99%
Annual Percentage Rate thereafter............................................14.90%

When you use the Citizens National Bank Hometown Credit Card for the purchase of goods or services, the following benefits are yours!

Travel Accident Insurance
Auto Rental Insurance
Earn REWARD POINTS towards:

TRAVEL AND MERCHANDISE!
For every purchasing dollar spent you earn a point.
(Your Credit Card rewards you each time you use it. Rewards convert to great merchandise and good times - including great getaways.)

You may view your statement, current balance, purchases and make your Citizens National Bank Credit Card payment on-line Click here

VISA GOLD CARD

Annual Percentage Rate for one year..........................................7.99%
Annual Percentage Rate thereafter............................................14.50%

Discounted Interest Rate
Travel Accident Insurance
Auto Rental Insurance
Earn REWARD POINTS towards:

TRAVEL AND MERCHANDISE!

For every purchasing dollar spent you earn a point.
(Your Credit Card rewards you each time you use it. Rewards convert to great merchandise, including great getaways.)

You may view your statement, current balance, purchases and make your Citizens National Bank Credit Card payment on-line. Click here.

BUSINESS VISA CARD

Annual Percentage Rate……………..........................................9.90%

Discounted Interest Rate
Travel Accident Insurance
Auto Rental Insurance
Reward Points available:

MERCHANT VISA-MASTERCARD PROGRAM: ELECTRONIC DATA CAPTURE

ELECTRONIC

Accept Visa or Master Card. You can also add Discover or American Express to your terminal.
Electronic terminals and printers can be purchased from Citizens National Bank.
Deposits automatically credited to your account 2 business days after the date of sale.

All transactions receive immediate approval.

For more details and questions contact our New Accounts Representatives

Peggy Branstrom
Sue Golberg
Jennifer Mack
Debbie Schultz
Linda Grover	Personal Banking Officer

NOTICE: Citizens National Bank is not responsible for and has no control over the subject matter, content, information,
or graphics of the web sites that have links here. Please contact us with any concerns or comments.