• Hometown Free Checking
• Hometown Student Checking
• Hometown Club Account
• Hometown Interest Checking
• Classic Club
• Business Checking
• Money Market Account
  
  

HOMETOWN FREE CHECKING

• Free Debit Card
• Free Phone Banking
• Free Online Banking
• Unlimited check writing
• No monthly Service Fee
• 1,000 ScoreCard points with the opening of a Citizens National Bank Credit Card

• No Monthly Service Fee
• Free Photo Debit Card
• 1st Free box of Panther or CNB Checks
• Free Phone Banking
• Free Online Banking
• Unlimited check writing
• Available to full time students
• 1,000 ScoreCard points with the opening of a Citizens National Bank Credit Card
  
  

HOMETOWN CLUB ACCOUNT

• $10,000 Accidental Death Insurance
• Identity Watch ®
• Identity theft 911™
• 3 Free ATM withdrawals per month
• 1 box of CNB checks free per 12 months
• Free Photo Debit Card
• Free Online Bill Payment
• Free Online Banking
• Free Phone banking
• Free Travelers Checks
• Money Orders at ½ price
• $2 off Safe Deposit Box Per year with auto debit from checking
• 1,000 ScoreCard points with the opening of a Citizens National Bank Credit Card
• Interest earned on daily collected balance of $1,000 or more at the current Hometown Interest account rates.
• $5 monthly service charge

HOMETOWN INTEREST CHECKING

• $1,000 minimum daily balance
• Click here for current interest rates
• $10.00 fee if balance falls under $1,000 during month
• Account will not earn interest on days it is below minimum balance
• Free Debit Card
• Free Online Banking

CLASSIC CLUB

• Available for those 55 and better with any Citizens National Bank Checking Account
• Receive Monthly Newsletter
• Activities, parties and travel

Safekeeping of checks on all personal checking accounts

BUSINESS CHECKING

• Transaction fee 10 cents for each check paid
• Credit of 10 cents per $100 balance, based on low statement balance and credited toward service charge.
• Maintenance Fee $5.00, assessed only if balance falls below $500 during the month
• Images of checks available

• $1,000 minimum opening deposit
• If account falls below $1,000 the account will then earn the current Hometown interest rate.
• Interest credited to account monthly
• Account activity limited to 6 debits per month 3 of which may be checks, drafts, debit card or similar order payable to third parties. Unlimited cash withdrawals.
• Click here for current rates
• Safekeeping of checks