• Direct Payroll


• ACH Origination


• Business Checking

• Transaction fee 10 cents for each check paid
• Credit of 10 cents per $100 balance, based on low statement balance and credited toward service charge
• Maintenance Fee $5.00, assessed only if balance falls below $500 during the month
• Online Banking

• New Business Purchase Loans
• Business Expansion Loans
• Construction and Land Development
• New and Used Equipment Loans
• Line of Credit
• Letters of Credit
• SBA Loans
• Agricultural Loans

Annual Percentage Rate….........................................9.90%

• Discounted Interest Rate
• Travel Accident Insurance
• Auto Rental Insurance
• Reward Points available:

• Accept Visa or Master Card. You can also add Discover or American Express to your terminal.
• Electronic terminals and printers can be purchased from Citizens National Bank.
• Deposits automatically credited to your account 2 business days after the date of sale.
• All transactions receive immediate approval.